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Collateral Management Technology Is Boosting Efficiency and Adding Strategic Value

As financial transactions grow more sophisticated and complex, managing collateral extends beyond a regulatory exercise to one that brings strategic value – ensuring optimal asset pledges and...

July 21, 2023 | By Steven Castleton and Siddharth Basu

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How Unrealized Losses Weigh on Bank Balance Sheets

Banks typically benefit from rising interest rates as spreads widen between assets and liabilities, yielding better profit margins. But the current cycle, defined by a series of increases that...

May 26, 2023 | By John Hintze

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Buy-Now-Pay-Later and Alternative Data Bring Disruption to Retail Credit

Explosive growth in buy-now-pay-later programs is disrupting point-of-purchase consumer credit, in the process highlighting the use of alternative data, underwriting and risk management approaches...

October 14, 2022 | By John Hintze

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Buy Side Faces Initial-Margin Bottleneck

The larger of two sets of asset managers implementing new initial margin rules by September for uncleared, over-the-counter derivatives faced significant challenges marshaling adequate resources and...

November 12, 2021 | By John Hintze

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Uncleared Margin Rules: Don't Let the Reprieve Go to Waste

The COVID-19 pandemic has had a significant impact on our lives and our livelihood. It has forced businesses into bankruptcy and exposed a wide range of socio-economic issues. The financial sector is...

August 28, 2020 | By Vivek Agarwal

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J. Crew Bankruptcy Sets Stage for More Distressed Debt Exchanges

For years, lenders have signed on to commercial loans with fewer and more flexible covenants. This has enabled borrowers in today's challenging business environment to pursue distressed exchanges...

May 22, 2020 | By John Hintze

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Technologies and Partner Ecosystems Transform Collateral Management

On the heels of its launch late last year of total return swaps trading, EquiLend has gone live with a collateral trading service, with workflows supporting trade negotiation, execution and...

April 24, 2020 | By John Hintze

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AEI: CFPB Misses Mark in Qualified Mortgage Proposal

Housing finance experts from the American Enterprise Institute are warning that a proposed change in the Qualified Mortgage (QM) rule would exacerbate existing risk management difficulties and ensure...

March 20, 2020 | By Ted Knutson

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Firms Covered by Next Phases of Margin Rules Need to Get Moving

The second-to-last batch of participants in the uncleared, over-the-counter (OTC) derivatives market is scheduled to begin complying with new initial margin rules by September 2020, with the rest to...

December 20, 2019 | By John Hintze

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Moody's: Loan Covenants Stronger but Still in the ‘Weak' Range

The longstanding trend of weak commercial loan covenants has begun to turn, according to Moody's Investors Service. However, “credit documentation remains extremely loose and new weaknesses continue...

September 13, 2019 | By John Hintze

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Corporate Refunding Challenges Could Mushroom in Economic Downturn

The Federal Reserve's signaling that future rate hikes are on hold is a relief to corporate borrowers who must refund debt over the next few years. But debt-refunding challenges have not gone away....

February 22, 2019 | By John Hintze

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