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Banks typically benefit from rising interest rates as spreads widen between assets and liabilities, yielding better profit margins. But the current cycle, defined by a series of increases that...
May 26, 2023 | By John Hintze
Explosive growth in buy-now-pay-later programs is disrupting point-of-purchase consumer credit, in the process highlighting the use of alternative data, underwriting and risk management approaches...
October 14, 2022 | By John Hintze
The larger of two sets of asset managers implementing new initial margin rules by September for uncleared, over-the-counter derivatives faced significant challenges marshaling adequate resources and...
November 12, 2021 | By John Hintze
The COVID-19 pandemic has had a significant impact on our lives and our livelihood. It has forced businesses into bankruptcy and exposed a wide range of socio-economic issues. The financial sector is...
August 28, 2020 | By Vivek Agarwal
For years, lenders have signed on to commercial loans with fewer and more flexible covenants. This has enabled borrowers in today's challenging business environment to pursue distressed exchanges...
May 22, 2020 | By John Hintze
On the heels of its launch late last year of total return swaps trading, EquiLend has gone live with a collateral trading service, with workflows supporting trade negotiation, execution and...
April 24, 2020 | By John Hintze
Housing finance experts from the American Enterprise Institute are warning that a proposed change in the Qualified Mortgage (QM) rule would exacerbate existing risk management difficulties and ensure...
March 20, 2020 | By Ted Knutson
The second-to-last batch of participants in the uncleared, over-the-counter (OTC) derivatives market is scheduled to begin complying with new initial margin rules by September 2020, with the rest to...
December 20, 2019 | By John Hintze
The longstanding trend of weak commercial loan covenants has begun to turn, according to Moody's Investors Service. However, “credit documentation remains extremely loose and new weaknesses continue...
September 13, 2019 | By John Hintze
The Federal Reserve's signaling that future rate hikes are on hold is a relief to corporate borrowers who must refund debt over the next few years. But debt-refunding challenges have not gone away....
February 22, 2019 | By John Hintze
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