Terms and Conditions of Use
LAST MODIFIED: April 21, 2026
Please read this page carefully. By accessing or using this Site, you agree to be bound by these Terms of Use (the “Terms”). If you do not agree to these Terms, you must not access or use the Site. GARP may revise these Terms from time to time by updating this page. The revised Terms will be effective as of the date indicated above, and your continued use of the Site after that date constitutes your acceptance of the revised Terms.
Definitions
“Services” means GARP’s programs, examinations, memberships, events, educational offerings, and other products or services made available through or in connection with the Site.
“Site” means www.garp.org and any related subdomains, including the website and its web pages.
“You” and “Your” mean the individual or legal entity accessing or using the Site.
1. Use of Site Materials
This Site is protected by copyright and other intellectual property laws in the United States and other countries. GARP grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Site solely for your personal, non-commercial, and lawful use.
You may not reproduce, modify, distribute, publicly display, publicly perform, republish, transmit, create derivative works from, sell, license, or otherwise exploit any portion of the Site for any public or commercial purpose.
Your use of the Site is subject to Section 7 (Automated Access and AI Uses).
You must not remove, alter, or obscure any copyright, trademark, or other proprietary notices or rights-management features contained in or displayed on the Site.
GARP may revoke this license and suspend or terminate your access to the Site at any time, with or without cause or notice.
If you violate any of these Terms, your license automatically terminates and you must immediately cease all use of the Site and destroy any copies of materials you have obtained from the Site in your possession or control. GARP reserves all other rights it may have at law or in equity.
2. Communications
If you submit or transmit information to GARP through the Site, you are responsible for the content of those communications. You agree not to transmit any unlawful, infringing, defamatory, or harmful material, or any material containing viruses or malicious code.
Communications submitted through the Site are subject to GARP’s Privacy Notice.
3. Linking to the Site and GARP Marks
You may create a text hyperlink to the Site, provided that the link does not portray GARP in a false, misleading, defamatory, or otherwise offensive manner.
You may not use GARP’s name, trademarks, logos, or other proprietary material without GARP’s prior written consent.
You may not frame, mirror, or otherwise incorporate any portion of the Site into another website, platform, or service without GARP’s prior written consent.
GARP reserves the right to request removal of any link to the Site at its sole discretion.
4. Disclaimers and Limitation of Liability
The Site and Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. To the maximum extent permitted by law, GARP disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.
GARP does not warrant that the Site or Services will be uninterrupted, secure, or error-free, or that any content or information made available through the Site is complete, accurate, or current. Content made available through the Site is provided for general informational purposes and does not constitute professional, financial, legal, or other advice.
The Site may contain links to third-party websites or resources. Such links are provided for convenience only. GARP does not control and is not responsible for the content, accuracy, policies, or practices of any third-party websites or services, and the inclusion of any link does not imply endorsement by GARP.
To the maximum extent permitted by law, GARP shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenues, data, or use, arising out of or related to your use of (or inability to use) the Site or Services, even if GARP has been advised of the possibility of such damages.
Your sole and exclusive remedy for dissatisfaction with the Site is to stop using the Site.
5. Export Controls and Sanctions
The Services offered by GARP, including those made available through the Site, are subject to United States export control and economic sanctions laws and regulations.
By accessing the Site or using any Services, you agree to comply with all applicable U.S. export control and sanctions laws. You may not access, download, use, export, re-export, or otherwise transfer any portion of the Site or Services in violation of such laws.
GARP reserves the right to restrict, suspend, or terminate access to the Site or Services as necessary to comply with applicable export control or sanctions requirements.
Certain transactions or payments may be prohibited under applicable sanctions laws. GARP may be unable to provide Services or process payments or refunds where doing so would violate applicable U.S. export control or sanctions laws.
6. Notice and Procedure for Making Claims of Copyright Infringement
Pursuant to the Digital Millennium Copyright Act of 1998 (DMCA), all notices of alleged copyright infringement relating to the Site must be sent to GARP at the following address:
Global Association of Risk Professionals
Attn: Legal Department
111 Town Square Place, 14th floor
Jersey City, New Jersey 07310
Contact Legal Team
+1 201 719-7263
To be effective under the DMCA, the notice must be a written communication and must include all of the following:
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A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright or other exclusive intellectual property right.
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Identification of the work claimed to have been infringed.
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Description and location of the material that is claimed to be infringing.
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Contact information for the complaining party such as a mailing address, telephone number or e-mail address.
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A statement that the complaining party has a good faith belief that use of the material is not authorized by the copyright owner, its agent, or by law.
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A statement, made under penalty of perjury, that the information is accurate and that the complaining party is authorized to act on behalf of the copyright owner.
7. Automated Access and AI Uses
You may not use any robot, spider, crawler, scraper, data-mining tool, automated script, or other automated, or semi-automated, means to access, extract, harvest, download, copy, or index any portion of the Site or its content, including text, data, metadata, images, documents and page structure.
You may not bypass, circumvent, or interfere with any access controls, technical protections, machine-readable directives (including robots.txt), or security measures implemented on the Site.
You may not use, or permit or enable any third party too use, any portion of the Site, directly or indirectly, in whole or in part, to train, fine-tune, develop, or improve any artificial intelligence or machine-learning models or systems, or to feed, seed, or prompt any generative AI systems, or to create derivative datasets for any such purpose.
GARP reserves all rights and remedies available at law or in equity in the event of a violation of this Section 7, including the right to suspend or terminate access and seek injunctive relief or damages. Any machine-readable directives maintained by GARP, including robots.txt, are incorporated into these Terms by reference.
8. AI Virtual Assistant
GARP's website includes an automated AI assistant designed to provide general information about GARP's programs, certifications, and membership. AI-generated responses are based on GARP's published content and may be incomplete, inaccurate, or out of date. They should not be relied upon as the sole basis for any program, certification, or membership decision. GARP shall not be liable for any loss or damage arising from reliance on AI-generated responses. Use of the assistant does not create a professional or advisory relationship with GARP, and nothing generated by the assistant constitutes a binding commitment or official guidance by GARP. In the event of any conflict between an AI-generated response and GARP's official published policies, the official published policies govern. GARP reserves the right to modify, suspend, or discontinue the assistant at any time without notice.
If you choose to escalate a query to Member Services, you may be asked to provide your email address solely for the purpose of opening a support case, and any such information will be handled in accordance with GARP’s Privacy Notice. Do not submit payment, financial, personal health, or other confidential information into the assistant. GARP assumes no responsibility for any consequences resulting from the submission of such information. Conversations with the assistant may be retained and reviewed by GARP for quality assurance and service improvement purposes. Conversation data will not be used to train or improve any artificial intelligence or machine learning models.
The assistant is powered by a third-party AI service. Use of the automated AI assistant is also subject to the disclaimer presented within the assistant, which is incorporated herein by reference.
9. General
These Terms are governed by the substantive laws of the State of New Jersey, USA, without respect to its conflict of laws principles. Any action or proceeding arising from or relating to the use of this Site shall be brought and maintained only in a state or federal court in the State of New Jersey, USA, and you consent to the personal jurisdiction of such courts.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision.
Except as expressly provided elsewhere on the Site, these Terms constitute the entire agreement between you and GARP with respect to the use of the Site.