Risk Insights Resource Center
Displaying 39 results
GARP 2025 Financial Risk Symposium
March 6, 2025
With today’s ongoing geopolitical tensions, macroeconomic uncertainty, and rapid advancements in technology, it’s clear the role of the risk ...
Privacy Can Be the Compass for Banks’ AI Governance Efforts
December 20, 2024
Prior experience offers guideposts for navigating uncharted regulatory waters.
TD Bank’s $3 Billion Hit: Have We Reached Peak AML?
December 13, 2024
Does the Canadian-owned bank’s severe punishment signify that anti-money laundering enforcement is working well and fit for purpose? Or is the system ...
States of Confusion: Despite Much Discussion – and Hundreds of Legislative Proposals – AI Policy Lacks Clarity
November 27, 2024
Regulatory risk and uncertainty complicate the planning and implementation of high-priority technology initiatives.
The Fallout from Political Elections for Central Banks
November 22, 2024
The global map of political leaders has been completely reshaped over the past year. Could this overhaul threaten the independence of central banks?
Conquering Cross-Border Complexity with Effective Risk Management
November 8, 2024
In a fragmented global economy, compliance with local rules and regulations is key to managing risk when expanding across borders.
A Swing Pricing Rule Was Highly Anticipated, but the SEC Left It Hanging
October 18, 2024
The regulator did not tip its hand on the controversial mutual fund requirement, but a re-proposal is possible next year.
The ECB’s Fresh Approach for Improving Culture and Risk Governance at European Banks
October 11, 2024
Traditionally, when providing guidance on risks related to culture and governance, regulators have emphasized positive attributes that banks should ...
Don’t Be Deceived About ESG Sentiment. Companies Must Up Their Compliance Game.
August 9, 2024
Laws have differences and nuances, but all require a rethinking of risk management and compliance strategies.
Is the ‘Too Big to Fail’ Designation Too Constricting?
July 26, 2024
Business and technology interdependencies – like those exposed in the CrowdStrike-Microsoft breakdown – have financial regulators considering a more ...
Short-Selling and Securities-Lending Rules Meet Legal Resistance
July 12, 2024
The SEC says it is fulfilling Dodd-Frank transparency mandates. Alternative fund groups allege that they are flawed and arbitrary.
AI Regulation by Geography: How Jurisdictional Differences Have Emerged
July 12, 2024
Whether the varied approaches and emphases are seen as confusing or as healthy experimentation, financial firms must take their compliance ...
Are Board Risk Committees Up to the Task of Overseeing Large, Complex Banks?
June 21, 2024
Big banks today boast board risk committees, but the members of those committees often lack the risk expertise needed to ask tough questions on ...
Is the Three Lines of Defense Paradigm Dead?
May 24, 2024
A three-pronged approach to risk management has been widely employed by the financial services industry for the past 10 years. This model, however, ...
The Intersection of Compliance and Resilience
April 9, 2024
Sponsored by Fusion Risk Management Operational resilience is top of mind at both global regulators and financial services firms. Whether you are a ...
In the SEC's Cyber Disclosure Rules, Timing Is a Sticking Point
March 8, 2024
Risk and operational concerns center on a four-day reporting deadline, while other principles and objectives are less contested.
California Law, Following Europe, Introduces a New Privacy Rights Wrinkle
February 23, 2024
Tips to avoid the emerging risks of “dark patterns” and preserve informed consent through customer interfaces.
The Corporate Transparency Act Puts Spotlight on Beneficial Ownership Information
February 16, 2024
New AML-related compliance burdens fall on business entities and banks; “disclosing of essential information for the greater good” of corporate and ...
Financial Firms Pay Steep Price for WhatsApp and Other 'Off-Channel' Messaging
December 15, 2023
Will upwards of $2 billion in regulatory penalties deter further violations of communication-retention rules? Solutions may require attention to ...
Redefining Financial Stability: Pros and Cons of New Regulatory Proposals
November 22, 2023
The Basel III Endgame and the Fundamental Review of the Trading Book are among the upcoming regulations that have unique limitations and advantages.
How to Reduce Bank Failures: A Novel Approach
October 13, 2023
Poor risk governance, culture and infrastructure have been responsible for many financial meltdowns, including this year’s SVB and Signature Bank ...
SVB and Signature Bank Fallout: Why We Need a Different Approach to Regional Bank Regulation and Risk Management
September 8, 2023
Regulators seem to once again be focused on increasing capital and liquidity requirements for banks of a certain size in response to recent fiascoes ...
Insurance Regulation Could Stymie Financing for Risky Companies
August 18, 2023
Opponents say a higher capital charge will affect availability and returns on collateralized loan obligations
After the Reports and Recriminations, What Is Left to Learn About the 2023 Bank Failures?
June 16, 2023
Lawmakers, academics and others have unanswered questions. A Federal Reserve governor, for one, calls for further inquiries.
The Fed’s Report on Silicon Valley Bank: Key Risk Takeaways
June 9, 2023
There was plenty of blame to go around for the demise of SVB, but regulatory findings show that banks require more proactive boards and need to ...
The Three Rs of Regulatory Response to Recent Bank Failures
June 2, 2023
Assumptions about financial stability and customer behavior must be reassessed, and technology infrastructure modernized
Financial Crime and Compliance: Responsibility Is Not Just on Banks
April 21, 2023
Lawyers, accountants and other “gatekeepers” must also be accountable
$2 Billion and Counting: The Rise of E-Communications Fines – and How They Can Be Avoided
March 10, 2023
For banks slow to react to the risks, surveillance and control solutions are in reach
Under the Hood: Evaluating the Basel Committee’s Self-Analysis of Basel III
January 27, 2023
A new BCBS report states that Basel III reforms have yielded stronger, more resilient banks without any negative side effects. But the analysis ...
Cryptos at the Banking Gate: Too Close for Comfort?
December 16, 2022
FTX’s implosion and related fallout have ratcheted up concerns about systemic risk and contagion
Regulators and Innovation: A Reconsideration
December 2, 2022
Financial regulation at its best adapts dynamically to changing market conditions and emerging issues. Technology is posing a crucial test.
Risk and Compliance Disruptors: Innovative Startups Specialize in Automation and Acceleration
November 4, 2022
Entrepreneur-led Themis reinvents workflows; Debbie helps with debt management; Cable combats financial crime
Asset Managers Who Prepare for Increased Transparency on DEI May See Big Returns
October 14, 2022
Getting out ahead of mandatory standards can bring organizational improvements and boost assets under management
SEC Penalizes a Chief Compliance Officer, Putting Spotlight on Personal Liability
September 16, 2022
CCOs and other executives await regulatory clarity on potential financial exposure
Calculating the Regulatory Surcharge for US G-SIBs
August 4, 2022
To ensure that they are fully prepared for future crises, global systemically important banks (G-SIBs) must hold extra levels of regulatory capital. ...
U.S. Law and Global Challenges Reshape AML Compliance
June 3, 2022
FASB Update Facilitates Hedging of Fixed-Income Risk
May 27, 2022
New guidance is well timed for rising interest rates
Anchorage Digital Bank Found Deficient in Anti-Money Laundering Compliance
May 13, 2022
Basel IV and the Future of Regulation
February 10, 2020
Today we speak with Luis Jesus - Global Solution Lead, Regulatory Capital Management, Risk Research and Quantitative Solutions Division, SAS and Luís ...