Menu

Credit

ARTICLE

Are CECL and IFRS 9 Reasonable and Supportable?

Sep 23, 2022 | CECL and IFRS 9, a pair of next-generation accounting standards, were supposed to provide a ...

ARTICLE

Model Validation: Dissecting the Boundaries of a Rules-Based World

Sep 9, 2022 | Banks’ internal ratings-based (IRB) processes for validating credit risk models have historically ...

ARTICLE

Multiple Credit Scores in Mortgage Lending: Understanding the Risks

Aug 26, 2022 | Expanding access to credit for millions of consumers with limited or no credit experience has been ...

ARTICLE

Economic Capital: The Power of Diversification

Aug 12, 2022 | Economic capital has always been a key measure of a bank’s solvency. But under Basel III, the set ...

ARTICLE

A Date with Destiny: The Importance of Demographics for Risk Modelers

Aug 5, 2022 | “Demography is destiny.” These words, attributed to French philosopher Auguste Comte nearly two ...

Trending Articles

Credit Risk Measurement: Alternatives for PD-LGD-EAD on the Horizon?

Even after 40 years, the PD-LGD-EAD framework is still going strong – but models with more power and greater predictive accuracy are lurking. Though...

Friday, February 7, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

ARTICLE

SEC Approval Sets Stage for Central Clearing in Securities Finance

Jul 22, 2022 | With approval from the Securities and Exchange Commission to provide central clearing of securities ...

ARTICLE

The Problems with Ritualistic Risk Management

Jul 8, 2022 | Financial institutions and regulators have demonstrated their adaptability amid the volatile market ...

ARTICLE

Let’s Get Real: Managing Consumer Credit Risk in a Time of Inflation

Jul 1, 2022 | Consumer credit lenders need to prepare for the impact of inflation and higher interest rates on ...

ARTICLE

Consumer Outlook: Continued Growth, or Putting on the Brakes?

Jun 10, 2022 | While at the World Economic Forum meeting in Davos, Bank of America CEO Brian Moynihan expressed ...

See All

We are a not-for-profit organization and the leading globally recognized membership association for risk managers.

weChat QR code.

red QR code.

•Bylaws •Code of Conduct •Privacy Notice •Terms of Use © 2024 Global Association of Risk Professionals