Menu

Credit

ARTICLE

From Regression to Attention: Re-Discovering the Logic of Prediction

Oct 16, 2026 | Every prediction follows the same fundamental pattern. When a doctor diagnoses a patient or a bank ...

ARTICLE

The Hidden Risks of 'Lender Choice': Why Credit Score Competition Challenges Mortgage Markets

Sep 25, 2026 | The Federal Housing Finance Agency’s introduction of "lender choice” – allowing mortgage ...

ARTICLE

When Disaster Risk Becomes a Cost of Living

Jul 31, 2026 | A subtle but consequential shift is underway in American housing finance. Natural catastrophe risk, ...

ARTICLE

Macroeconomic Scenario Building for IFRS 9: The Unemployment-Inflation Relationship Revisited

Jun 12, 2026 | The IFRS 9 accounting standard requires recognition of expected credit losses (ECL) based on ...

ARTICLE

The Lottery Ticket Economy

May 29, 2026 | There comes a point in the life of every risk manager when they learn that tail events matter much ...

Trending Articles

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

Advanced IRB Models Become More Standardized

A European Banking Authority paper outlines how the Internal Ratings Based Approach can be simplified. It proposes very concrete measures to reduce...

Friday, March 20, 2026

ARTICLE

Are Credit Risks Lurking in Buy Now Pay Later, Gaming and Prediction Markets?

Mar 13, 2026 | Innovations in lending and investing that have particular appeal to young and less affluent ...

ARTICLE

Exploring the Future of Risk in Microfinance

Jan 23, 2026 | Traditional microfinance models have been steadily evolving as institutions across the sector work ...

ARTICLE

A Boost for Alternative Credit Data in Housing Finance

Jan 16, 2026 | Catching up to the alternative-data trend across other consumer loan categories, ...

ARTICLE

Private Credit: Identifying and Navigating the Risk Management Challenges and Complexities

Dec 19, 2025 | Once a niche allocation, private credit has emerged as a cornerstone for sophisticated investors ...

See All

We are a not-for-profit organization and the leading globally recognized membership association for risk managers.

weChat QR code.

red QR code.

•Bylaws •Code of Conduct •Privacy Notice •Terms of Use © 2024 Global Association of Risk Professionals