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From Regression to Attention: Re-Discovering the Logic of Prediction

Oct 16, 2026 | Every prediction follows the same fundamental pattern. When a doctor diagnoses a patient or a bank ...

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The Hidden Risks of 'Lender Choice': Why Credit Score Competition Challenges Mortgage Markets

Sep 25, 2026 | The Federal Housing Finance Agency’s introduction of "lender choice” – allowing mortgage ...

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AI Meets Instinct: The Human Relationship Still Defines Real Estate Lending

May 15, 2026 | Artificial intelligence is now a core driver of transformation in financial services, reshaping the ...

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Are Credit Risks Lurking in Buy Now Pay Later, Gaming and Prediction Markets?

Mar 13, 2026 | Innovations in lending and investing that have particular appeal to young and less affluent ...

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Exploring the Future of Risk in Microfinance

Jan 23, 2026 | Traditional microfinance models have been steadily evolving as institutions across the sector work ...

Trending Articles

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

Advanced IRB Models Become More Standardized

A European Banking Authority paper outlines how the Internal Ratings Based Approach can be simplified. It proposes very concrete measures to reduce...

Friday, March 20, 2026

ARTICLE

A Boost for Alternative Credit Data in Housing Finance

Jan 16, 2026 | Catching up to the alternative-data trend across other consumer loan categories, ...

ARTICLE

Private Credit: Identifying and Navigating the Risk Management Challenges and Complexities

Dec 19, 2025 | Once a niche allocation, private credit has emerged as a cornerstone for sophisticated investors ...

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Can Small Businesses Help Weather Global Trade Turbulence?

May 30, 2025 | When central bank governors and finance ministers convened in Washington, D.C., for the spring ...

ARTICLE

How to Improve LGD: Unlocking the Generalized Area Under the Curve

Jan 14, 2022 | It is difficult to gauge the performance of loss-given default (LGD) models, partly because it’s ...

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