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Dec 15, 2023 | In the digital age, where financial transactions have become the lifeblood of businesses, payment ...
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Dec 8, 2023 | Trends in interest rates, deposit flows and loan demand have put a spotlight on banks’ balance ...
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Dec 1, 2023 | The implosions of major regional banks this year prompted reexaminations of risk management not ...
How Generative AI Will Disrupt Credit Risk Modeling
Improved coding of PD, LGD and EAD models is one of the potential benefits of this innovative technology. How does this work, and what else can...
Friday, September 1, 2023
Probability of Default: The Pluses and Minuses of Transition Matrices
To forecast potential changes in portfolio probability of default, credit risk professionals often rely on transition matrices that don't tell the...
Friday, August 13, 2021
Stress Testing: A Practical Guide
Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...
Friday, January 31, 2020
Stress Testing in 2024: Analyzing the Fed’s Newly Released Scenarios
The Federal Reserve this year requires banks to consider exploratory scenarios that factor in deposit runs and funding liquidity problems, among...
Friday, March 1, 2024
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Apr 8, 2022 | The Federal Housing Finance Agency (FHFA) is considering changes to how government-sponsored ...
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Dec 3, 2021 | Robinhood and other brokerages restricted trading last January in GameStop and other so-called meme ...