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Feb 9, 2024 | European banks experienced record-breaking profitability and capitalization toward the end of last ...
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Jan 12, 2024 | Buy Now, Pay later (BNPL) applications offer consumers the opportunity to defer payment on goods ...
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Nov 17, 2023 | The failures earlier this year of a group of midsized U.S. banks grabbed headlines and yielded many ...
The Hidden Risks of Private Credit – and How to Spot Them
The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...
Friday, October 17, 2025
IFRS 9 and Probability of Default: A Web of Confusion
The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...
Friday, April 11, 2025
Stress Testing: A Practical Guide
Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...
Friday, January 31, 2020
New Definition of Default: Unpacking the EBA Narrative
The European Banking Authority has indicated a strong preference for strict rules regarding default recognition for future COVID-like times when...
Friday, August 22, 2025
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Jun 16, 2023 | Banks are going to be required to use the so-called foundation approach (F-IRB) to credit risk ...
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May 19, 2023 | Credit risk models that are adaptable, flexible and fast, one could argue, are what’s needed in the ...