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Jul 3, 2024 | Results of the Federal Reserve’s annual bank stress test, released at the end of June, showed that ...
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Apr 5, 2024 | If compound interest is humanity’s greatest invention, insurance may be a close contender. Today, ...
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Nov 10, 2023 | To what extent have rules developed in the aftermath of the Great Recession enhanced the ...
Stress Testing: A Practical Guide
Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...
Friday, January 31, 2020
Credit Risk Measurement: Alternatives for PD-LGD-EAD on the Horizon?
Even after 40 years, the PD-LGD-EAD framework is still going strong – but models with more power and greater predictive accuracy are lurking. Though...
Friday, February 7, 2025
Private Credit Moves In on Traditional Loan Channels, and Regulators Are Watching
The segment remains small relative to total debt and the economy, but the risks of contagion and banking instability cannot be ruled out.
Friday, March 22, 2024
Synthetic Risk Transfers Draw Interest from U.S. Banks
More common in Europe until now, SRT deals can effectively off-load credit risks and help improve capital efficiency. But the pricing has to be right.
Friday, May 10, 2024
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Mar 3, 2023 | Are we on the verge of another housing bubble, rife with spiraling prices? As we transition to a ...
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Nov 4, 2022 | American consumers are the main pillar of support for both the U.S. and global economies. Indeed, ...