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ARTICLE

When Insurance Becomes a Risk Factor

Apr 5, 2024 | If compound interest is humanity’s greatest invention, insurance may be a close contender. Today, ...

Modeling Risk

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Can Banks Reliably Estimate Credit Losses?

Nov 10, 2023 | To what extent have rules developed in the aftermath of the Great Recession enhanced the ...

ARTICLE

Traditional vs. Fixed Analysis: Weighing the Pros and Cons of An Alternative Approach to Scenario Design

Aug 4, 2023 | Imagine a world where risk modelers turn conventional wisdom upside down and use fixed economic ...

ARTICLE

SVB and Signature Bank: Risk Management Revelations

Apr 6, 2023 | Risks tend to linger in obscure, unexpected places. So, even when your firm seemingly makes safe ...

ARTICLE

Measuring and Modeling Residential Real Estate Risk in Unprecedented Times

Mar 3, 2023 | Are we on the verge of another housing bubble, rife with spiraling prices? As we transition to a ...

Trending Articles

How Generative AI Will Disrupt Credit Risk Modeling

Improved coding of PD, LGD and EAD models is one of the potential benefits of this innovative technology. How does this work, and what else can...

Friday, September 1, 2023

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

Stress Testing in 2024: Analyzing the Fed’s Newly Released Scenarios

The Federal Reserve this year requires banks to consider exploratory scenarios that factor in deposit runs and funding liquidity problems, among...

Friday, March 1, 2024

Probability of Default: The Pluses and Minuses of Transition Matrices

To forecast potential changes in portfolio probability of default, credit risk professionals often rely on transition matrices that don't tell the...

Friday, August 13, 2021

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The Holiday Season Outlook for Credit Risk

Nov 4, 2022 | American consumers are the main pillar of support for both the U.S. and global economies. Indeed, ...

Modeling Risk

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A Date with Destiny: The Importance of Demographics for Risk Modelers

Aug 5, 2022 | “Demography is destiny.” These words, attributed to French philosopher Auguste Comte nearly two ...

ARTICLE

Let’s Get Real: Managing Consumer Credit Risk in a Time of Inflation

Jul 1, 2022 | Consumer credit lenders need to prepare for the impact of inflation and higher interest rates on ...

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Will the Housing Bubble Pop or Fizzle?

Jun 3, 2022 | The Federal Reserve’s sudden pivot towards tightening monetary policy this spring has sent interest ...

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