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GARP Resources Archive

Displaying 18 results

Past Events and Content

Article

The Fed’s 2024 Stress Test: Key Takeaways

July 3, 2024

The good news is that the commercial real estate market is not projected to crater and that that large U.S. banks have enough capital to survive ...

Counterparty | Default
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Article

The Evolving Role of G-SIBs: Is Big Beautiful Again?

June 7, 2024

There is a growing appreciation for global systemically important banks. But G-SIBs still face tough risk management standards and high capital ...

Counterparty
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Article

Navigating the New Regulatory Landscape: How European Banks and Risk Managers Must Adapt

May 17, 2024

Credit risk managers are going to have to adjust to new standards that are on the horizon for models and for artificial intelligence. What specific ...

Counterparty
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Article Members Only

Private Credit Moves In on Traditional Loan Channels, and Regulators Are Watching

March 22, 2024

The segment remains small relative to total debt and the economy, but the risks of contagion and banking instability cannot be ruled out.

Counterparty
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Article

The Costs of Credit Scores and Data Privacy

January 19, 2024

EU courts have recently granted even more protection to consumers’ data, raising doubts about the future of credit scoring in Europe. While greater ...

Counterparty
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Article

The Risk-Reward of Buy Now, Pay Later

January 12, 2024

BNPL platforms have grown exponentially over the past five years, and may seem like a savior for cash-strapped consumers. However, proper financial ...

Counterparty
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Article

The FHFA's New Vision: A Wonderful Life for the Federal Home Loan Banks?

December 15, 2023

FHLBanks have moved away from their intended mission as community-oriented mortgage lenders and are therefore in need of a revamp. The Federal ...

Counterparty
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Article

Unveiling the Hidden Threat of Payment Fraud

December 15, 2023

Operational challenges and reputational damage can compound the financial costs.

Counterparty
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Article

Asset Exchange Connects a Network of Lenders to Customized Advice and Analytics

December 8, 2023

PNC Capital Markets seeks to stand out from the loan-platform crowd.

Counterparty
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Article

Corporates Awake to Bank-Counterparty Risk

December 1, 2023

Treasurers reacted to this year’s banking turmoil with more – and more sophisticated – metrics to keep watch on their banking relationships.

Counterparty
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Article

Real Estate Risks Are Global, but Impacts and Perceptions Vary

November 10, 2023

China’s residential and commercial markets are top concerns in a GARP Benchmarking Initiative survey. In the U.S., multifamily and some office types ...

Counterparty
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Article

Responses Are Mixed to the SEC’s Treasury Central Clearing Proposal

October 27, 2023

Cost-benefit questions persist despite potential for significant risk reduction

Counterparty
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Article

Collateral Management Technology Is Boosting Efficiency and Adding Strategic Value

July 21, 2023

Systems are rising to the post-Dodd-Frank challenges of operational and transactional complexity

Counterparty
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Article

The Commercial Real Estate Dilemma and Its Impact on Bank Risk Management

July 14, 2023

Banks that are heavily invested in the troubled CRE market now face a variety of complex risks, from the remote work trend to rising inflation to the ...

Counterparty
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Article

Buy-Now-Pay-Later and Alternative Data Bring Disruption to Retail Credit

October 14, 2022

Fast-growing fintechs contend with a credit cycle as CFPB eyes a rulemaking on consumer data rights

Counterparty
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White Paper

Understanding the Risks of Multiple Credit Scores in Mortgage Lending

August 17, 2022

Competition among credit score providers is heating up, with increased focus by regulators on expanding equitable access to credit for consumers with ...

Counterparty
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White Paper

Bayesian Backtesting for Counterparty Risk Models

March 3, 2022

Financial institutions need a conceptually sound and easy-to-implement approach for analyzing model performance. Matthias Arnsdorf and Mante Zelvyte ...

Counterparty
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White Paper

Credit Risks of Peer-to-Peer Lending: The Stock Market Effect

October 20, 2021

How does the performance of a stock exchange impact credit quality, loan defaults and delinquencies in the P2P space? Xin Liu, Xiaoran Ni, Zhigang ...

Counterparty
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