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ARTICLE

Will CECL Ultimately Be Worth All the Fuss?

Aug 9, 2019 | The industry is currently a hive of CECL-related activity. Many banks are busily testing their ...

ARTICLE

Amid Mounting Criticism of CECL, a Partial Reprieve

Aug 2, 2019 | Smaller banks may get three more years to comply with the new Current Expected Credit Loss (CECL) ...

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Who Owns CLOs? Fed Research Sheds Some Light

Jul 26, 2019 | While signaling increased concern about leveraged lending as a corporate-credit - and potential ...

ARTICLE

The Real Value of Stress Testing: Has CCAR Been Validated?

Jul 12, 2019 | Last year, the US Congress and President Trump enacted major revisions to the Dodd-Frank Act that ...

ARTICLE

FASB Plans Further Hedge Accounting Adjustments

Jun 28, 2019 | Reviews of the Financial Accounting Standards Board's recent hedge accounting changes have been ...

Trending Articles

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

New Definition of Default: Unpacking the EBA Narrative

The European Banking Authority has indicated a strong preference for strict rules regarding default recognition for future COVID-like times when...

Friday, August 22, 2025

ARTICLE

Congress Enters the Fray on CECL Delay

Jun 21, 2019 | Following expressions of investor concern and reports of significant impacts on banks, members of ...

ARTICLE

How to Prevent Another Crisis: Mitigating the Risk of Nonbank Mortgage Lenders and Servicers

May 9, 2019 | During the financial crisis, hundreds of nonbank mortgage lenders and servicers went bankrupt. In ...

ARTICLE

A Proactive, Integrated Approach to Capital Planning

Apr 26, 2019 | More than a decade after the financial crisis, senior managers of financial institutions face two ...

ARTICLE

Mortgage Risk: Why We Should Eliminate the Debt-to-Income Ratio Limit

Apr 18, 2019 | The Qualified Mortgage (QM) rule is a good example of well‐intended but poorly designed policy. QM ...

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