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Credit

ARTICLE

Advanced IRB Models Become More Standardized

Mar 20, 2026 | Since the start of Basel II, the dominant philosophy of rating models was that there are two ...

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Are Credit Risks Lurking in Buy Now Pay Later, Gaming and Prediction Markets?

Mar 13, 2026 | Innovations in lending and investing that have particular appeal to young and less affluent ...

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Defaults and the Schrödinger Cat

Feb 13, 2026 | In 1935 physicist Erwin Schrödinger discussed in correspondence with Albert Einstein his now famous ...

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Why Asia-Pacific Is the Next Frontier for Private Credit

Feb 6, 2026 | Private credit in Asia-Pacific is entering a pivotal stage in its evolution. What was once viewed ...

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Exploring the Future of Risk in Microfinance

Jan 23, 2026 | Traditional microfinance models have been steadily evolving as institutions across the sector work ...

Trending Articles

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

New Definition of Default: Unpacking the EBA Narrative

The European Banking Authority has indicated a strong preference for strict rules regarding default recognition for future COVID-like times when...

Friday, August 22, 2025

ARTICLE

A Boost for Alternative Credit Data in Housing Finance

Jan 16, 2026 | Catching up to the alternative-data trend across other consumer loan categories, ...

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Private Credit: Identifying and Navigating the Risk Management Challenges and Complexities

Dec 19, 2025 | Once a niche allocation, private credit has emerged as a cornerstone for sophisticated investors ...

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Asset Correlations in PD Projections: A Tricky Road

Dec 19, 2025 | Considering one of the most difficult items to grasp within credit risk modeling, I am reminded of ...

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Our Roach Motels

Dec 5, 2025 | The "cockroach theory" comes from the idea that a single problem in a company is often a sign of ...

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