Menu

Credit

ARTICLE

Perspectives on the Banking Dilemma in India: A Q&A with Vivek Kaul

Mar 5, 2021 | Bad loans and deteriorating asset quality continue to plague banks in India. Last September, the ...

ARTICLE

In Search of a Post-Pandemic Modeling Paradigm

Feb 26, 2021 | The COVID-19 saga has caused real difficulties for risk modelers. Loss projections made using ...

ARTICLE

Credit-Loss Forecasting: A Practical Guide to CECL Implementation in Uncertain Times

Feb 26, 2021 | Now more than ever, with COVID-19 rendering historical data mostly irrelevant for loss forecasting, ...

ARTICLE

Too Much of a ‘Good Thing': How to Manage Government Stimulus Risk

Feb 5, 2021 | Large-scale government interventions like the ones we've experienced recently can provide essential ...

ARTICLE

Probability of Default: Pros and Cons of the Population Stability Index

Jan 29, 2021 | All banks need to meet quality standards for their probability of default (PD) rating systems, and ...

Trending Articles

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

New Definition of Default: Unpacking the EBA Narrative

The European Banking Authority has indicated a strong preference for strict rules regarding default recognition for future COVID-like times when...

Friday, August 22, 2025

ARTICLE

Cyborg Model Validation

Jan 22, 2021 | COVID-19 has yielded a crisis of confidence in models employed by financial institutions. Too many ...

ARTICLE

Positive Credit Market Outlook Carries Over

Jan 8, 2021 | Credit market observers are expecting a bull run to continue well into 2021. Volatility is seen as ...

ARTICLE

The Hope and Challenge of Vaccines: Implications for Credit Loss Forecasting

Jan 8, 2021 | Positive news on vaccine development from Pfizer/BioNTech, Moderna and AstraZeneca/Oxford is a ...

ARTICLE

Credit Risk Insights from India's Frontline: A Q&A with Shashi Ramachandra

Dec 28, 2020 | Over the past year, amid the COVID-19 pandemic, India's banking system has been plagued by ...

See All

We are a not-for-profit organization and the leading globally recognized membership association for risk managers.

weChat QR code.

red QR code.

•Bylaws •Code of Conduct •Privacy Notice •Terms of Use © 2024 Global Association of Risk Professionals