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Jan 12, 2024 | Buy Now, Pay later (BNPL) applications offer consumers the opportunity to defer payment on goods ...
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Nov 17, 2023 | The failures earlier this year of a group of midsized U.S. banks grabbed headlines and yielded many ...
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Oct 6, 2023 | European banks, amid the current environment of rising interest rates, inflation volatility and ...
Stress Testing: A Practical Guide
Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...
Friday, January 31, 2020
Credit Risk Measurement: Alternatives for PD-LGD-EAD on the Horizon?
Even after 40 years, the PD-LGD-EAD framework is still going strong – but models with more power and greater predictive accuracy are lurking. Though...
Friday, February 7, 2025
Private Credit Moves In on Traditional Loan Channels, and Regulators Are Watching
The segment remains small relative to total debt and the economy, but the risks of contagion and banking instability cannot be ruled out.
Friday, March 22, 2024
Synthetic Risk Transfers Draw Interest from U.S. Banks
More common in Europe until now, SRT deals can effectively off-load credit risks and help improve capital efficiency. But the pricing has to be right.
Friday, May 10, 2024
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May 19, 2023 | Credit risk models that are adaptable, flexible and fast, one could argue, are what’s needed in the ...
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Apr 14, 2023 | One of the key factors behind the 2007-08 global financial crisis was an overreliance on external ...