EU Banks Enjoy Success, But Must Stay Vigilant About Emerging Risks

Feb 9, 2024 | European banks experienced record-breaking profitability and capitalization toward the end of last ...


The Costs of Credit Scores and Data Privacy

Jan 19, 2024 | Over the past year, European courts have been grappling with the way data privacy laws impact the ...


The Risk-Reward of Buy Now, Pay Later

Jan 12, 2024 | Buy Now, Pay later (BNPL) applications offer consumers the opportunity to defer payment on goods ...


Unveiling the Hidden Threat of Payment Fraud

Dec 15, 2023 | In the digital age, where financial transactions have become the lifeblood of businesses, payment ...


The FHFA's New Vision: A Wonderful Life for the Federal Home Loan Banks?

Dec 15, 2023 | Earlier this year, during the regional banking crisis, the banks in the Federal Home Loan Bank ...

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When to Change IFRS 9 Scenario Weights for ECL: A Simple Rule

Financial institutions in Europe now employ a range of scenario-weighting approaches to estimate IFRS-9-compliant expected credit losses, with little...

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How Generative AI Will Disrupt Credit Risk Modeling

Improved coding of PD, LGD and EAD models is one of the potential benefits of this innovative technology. How does this work, and what else can...

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Probability of Default: The Pluses and Minuses of Transition Matrices

To forecast potential changes in portfolio probability of default, credit risk professionals often rely on transition matrices that don't tell the...

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SVB and Signature Bank: Risk Management Revelations

Recent bank collapses can be traced to their narrow-minded approach to stress testing and scenario analysis. What exactly went wrong at these...

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Asset Exchange Connects a Network of Lenders to Customized Advice and Analytics

Dec 8, 2023 | Trends in interest rates, deposit flows and loan demand have put a spotlight on banks’ balance ...



Will Increased Complexity Save Scenario Analysis?

Dec 8, 2023 | Regulators have set their sights on improving stress testing in the wake of the mini banking crisis ...


Corporates Awake to Bank-Counterparty Risk

Dec 1, 2023 | The implosions of major regional banks this year prompted reexaminations of risk management not ...


The 2023 Banking Turmoil: A Middle-of-the-Road Crisis

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