GARP Budapest Chapter - The Changing Shape of Bank Balance Sheets

Daniel has over 13 years of experience in the field of risk management. He specializes in the areas of credit risk, capital requirement optimization, regulatory compliance, and data analytics. Prior to his current role, Daniel spent 10 years at Raiffeisen Bank Hungary where he headed the Credit Risk & ICAAP Department and managed the first synthetic securitisation on the Hungarian market. Daniel holds a BSc in Accounting and an MSc in Quantitative Finance. 

Krisztina is a Partner in Risk Advisory who helps banks and financial institutions navigate complex risk and regulatory challenges. She works with senior leaders to strengthen risk management, make better-informed capital and impairment decisions, and improve business performance and cost efficiency. Her work brings together strategy, governance, data, technology and organisational change to deliver practical, lasting outcomes. Before taking on her current role, Krisztina spent a decade with Deloitte in the UK.

Chris leads Deloitte's Corporate Finance business, which includes our Lead Advisory, Valuations, Restructuring, Sports Business Group and Debt & Capital Advisory business, the latter which he helped found in 2005.

Chris focuses on providing independent advice to companies undergoing debt raising exercises. Since inception the team in the UK has grown to over 100 professionals making it one of, if not the largest, independent debt-focused advisory businesses nationally. Globally the team now operates in over 30 countries with 280+ professionals.

Chris has had the pleasure of serving on Deloitte's Partnership Committee since 2019.

Prior to founding Debt & Capital Advisory Chris worked in Deloitte’s Reorganisation Services practice where he was involved in a wide range of challenging transactions.

Chris is a Fellow of the Institute of Chartered Accountants in England and Wales, a member of the Securities and Investment Institute and a Fellow of the Association of Corporate Treasurers.