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Charting the Future of Consumer Credit Risk

Nov 8, 2024 | Rising consumer debt and delinquency rates are worrying. Financial stress among consumers could ...

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The ECB’s Paper on Novel Risks and IFRS 9 Overlays: A Missed Opportunity

Sep 13, 2024 | Banks are continuously confronted with new risks that require evaluation. It is, however, quite ...

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How Would You Like Your Model-Based Financial Disclosures?

Aug 16, 2024 | Model-based risk assessments are at the heart of several current industry initiatives that have ...

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Credit Modeling: How to Improve Discriminatory Power

Aug 2, 2024 | The drive to increase the discriminatory power of a model is like the search for the Holy Grail for ...

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The Stress Testing Road Ahead: How to Prevent Future Bank Failures

Jul 19, 2024 | “Happy families are all alike; every unhappy family is unhappy in its own way,” reads the opening ...

Trending Articles

The Hidden Risks of Private Credit – and How to Spot Them

The private credit market has exploded in size and emerged as a vital source of capital for companies overlooked by traditional banks. Yet beneath...

Friday, October 17, 2025

IFRS 9 and Probability of Default: A Web of Confusion

The proper calculation of probability of default is crucial for European banks that need to comply with IRFS 9, the forward-looking financial...

Friday, April 11, 2025

Stress Testing: A Practical Guide

Banks and regulators remain committed to stress testing. What are the different types of tests and approaches, and what elements are necessary to...

Friday, January 31, 2020

Advanced IRB Models Become More Standardized

A European Banking Authority paper outlines how the Internal Ratings Based Approach can be simplified. It proposes very concrete measures to reduce...

Friday, March 20, 2026

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The Fed’s 2024 Stress Test: Key Takeaways

Jul 3, 2024 | Results of the Federal Reserve’s annual bank stress test, released at the end of June, showed that ...

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Commercial Real Estate and Bank Systemic Risk

Jun 14, 2024 | The link between banking system performance and the outlook for commercial real estate (CRE) is ...

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The Evolving Role of G-SIBs: Is Big Beautiful Again?

Jun 7, 2024 | For many years, in the aftermath of the global financial crisis (GFC), a stigma was attached to ...

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The Rise of Conjectural Risk Management

May 17, 2024 | Scenario analysis has taken center stage in the 15 years since the global financial crisis (GFC). ...

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