Risk Management in a New Era: Addressing the Impact of Geopolitical Risk

Director of Planning and Credit Risk with more than 20 years of experience in top-tier financial institutions, both domestic—primarily CaixaBank—and international. Specialized in strategic planning, credit risk measurement and monitoring, regulatory capital, and forward-looking analysis within European regulatory frameworks (Basel III/CRR). Extensive experience leading cross-functional initiatives and multidisciplinary teams, providing analytical support to senior management and governing bodies for strategic decision-making in complex and highly regulated environments.

Country, Public Sector and Issuer Risk Global Head at BBVA, with over 20 years of experience in credit risk at Sovereign Risk Unit in Financial Institutions. He has been a recognized specialist in Public Sector Risk since 2005 and brings deep expertise in the assessment and management of sovereign risk. He is a member of the Country Risk Commission led by the Bank of Spain, the Spanish Banking Association and five leading Spanish banks, and also serves on the Country Risk Committee of the Risk Management Association (RMA, now Prosight).

Global Head of Strategic Risk & Risk Appetite at Santander, with over 30 years of experience in Risk Management, Corporate Finance and Valuation. Throughout her career, she has held several senior leadership roles at Banco Santander, including Risk Management Director and Chief Risk Officer of Santander Securities Services. She brings deep expertise in strategic risk frameworks, risk appetite definition and governance across global financial institutions.

Partner in Financial Risk Consulting Services at EY Spain, with over 20 years of experience in financial risk management, regulation, and technology-driven transformation across national and international banks. He has led major regulatory and capital programs, including Basel, CRR, IFRS 9, stress testing, supervisory inspections support, and ICAAP/ILAAP for leading financial institutions. Expert in the design and implementation of risk models, processes, and end‑to‑end risk solutions.