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Chapter Meeting

From Hype to Resilience: The Future of FinTech Firms

November 13, 2025 7:00 PM | Indonesia Chapter | Online

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November 13, 2025
7:00 PM - 8:00 PM |

Online
Link Emailed Upon Registration

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Join the GARP Indonesia Chapter for a 1-hour virtual fireside chat with two fintech leaders, Indra Sanjaya, CEO of Yup, and Harri Suhendra, CEO of Julo Finance, moderated by Aldrich Antonio, Partner, Deloitte. 

We will explore how fintech lenders that once rode a wave of hyper-growth are now navigating a more subdued landscape. The discussion will focus on resilience and the role of risk management and AI in maintaining sustainable growth within fintech firms. 

Key takeaways for the audience will include: 

  • A realistic view of the mass-market fintech lending landscape in 2025 and beyond. 
  • Insights into how technology and AI help improve underwriting, fraud detection, and collections efficiency. 
  • Practical strategies for approaching risk management, regulatory expectations, and fraud resilience. 
  • Lessons on sustainable business models in a post-hype, capital-tightened era. 

Agenda

7:00 – 7:15 PM: Welcome Remarks by Melisa Hendrawati, Co-Director, GARP Chapter Indonesia 

7:15 – 07:45 PM: Fireside Chat with Indra Sanjaya & Harri Suhendra

7:45 – 7:55 PM: Audience Q&A

7:55 – 8:00 PM: Closing Remarks 

Topics: Innovation, Risks & Risk Factors

Speakers

Melisa Hendrawati, CFA, FRM, CPA

Melisa Hendrawati, CFA, FRM, CPA

Chief Financial Officer, Superbank
Harri Suhendra, FRM

Harri Suhendra, FRM

Chief Risk Officer, JULO
Indra Sanjaya

Indra Sanjaya

Chief Executive Officer, YUP

Moderators

Aldrich Anthonio

Aldrich Anthonio

Partner, Risk Advisory, Consultancy Firm
Aldrich Anthonio

Aldrich Anthonio

Partner, Risk Advisory, Consultancy Firm

Aldrich Anthonio is a Partner at Deloitte with more than 15 years of experience in risk management, finance, audit, strategic planning, and risk consulting. He has worked in various industries, but primarily in finance. Prior to joining Deloitte, Aldrich was Head of the Risk Management and Audit Department at France's largest investment company. He managed credit, market, investment and operational risks in companies with Assets Under Management of more than EUR 2 billion. Aldrich has a Bachelor's in Information Technology and a Masters in Management, and is currently completing a Doctoral program in Philosophy.

Chapter Directors

Indra Lukas Tjahaja, FRM
Head of Risk Analyst and Modeling in Commonwealth Bank Indonesia

Melisa Hendrawati, FRM
Chief Financial Officer, Superbank

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