What is Next for Careers in Risk Management?

Julia Zhang serves as the Chief Risk Officer at Equitable Holdings and is a member of its Management Committee. In this capacity, she oversees the company's risk and audit functions, playing a crucial role in ensuring that robust risk management, control, and governance processes contribute to sustainable business growth, thereby delivering value to both shareholders and clients.

With nearly two decades of experience at Equitable, Ms. Zhang has held various significant positions. Before her current role, she was the Group Treasurer of Equitable Holdings. In that capacity, she managed the company's capital and liquidity, developed dividend and funding strategies, and managed relationships with banks and rating agencies.

Additionally, Ms. Zhang is the executive sponsor for the Pan Asia Employee Resources Group and serves on the board of directors for several Equitable Holdings subsidiaries.

Ms. Zhang is a Chartered Financial Analyst (CFA) charter holder and a Fellow of the Society of Actuaries (FSA). She holds a Bachelor of Science in Statistics and Finance from the University of Science and Technology of China, and a Master of Arts in Mathematics of Finance from Columbia University.

Alla Gil is co-founder and CEO of Straterix, which provides unique scenario tools for strategic planning and risk management. Prior to forming Straterix, Gil was the global head of Strategic Advisory at Goldman Sachs, Citigroup and Nomura, where she advised financial institutions and corporations on stress testing, economic capital, ALM, long-term risk projections and optimal capital allocation.