Cookie Policy

Cookie Policy

Our Site uses cookies and other similar technologies (such as pixel tags, code snippets and web beacons) (collectively, "Cookies") to distinguish you from other users of the Site. This helps us provide you with a good experience when you browse the Site and also allows us to improve it.  Cookies are also utilized to facilitate online advertising.
A cookie is a small text file that we store on your computer or mobile device. Cookies contain information that is transferred to your device's hard drive.  
When you visit our site you have the opportunity to configure your Cookie Preferences.

Types of Cookies.

Necessary Cookies. 
Necessary Cookies are required for the Site to perform optimally, which enables you to navigate the Site and utilize its features. These cookies may not be disabled.

Functional Cookies. 
We use Functional Cookies to save your settings on the Site—settings such as your language preference, or other information you have previously provided us. We also use these to store search history, for example, so you can easily access it the next time you visit. 

Advertising Cookies. 
Advertising Cookies allow us to display advertising messages that are relevant to you and also help prevent the same advertisement from continuously displaying.  These cookies may include social plug-ins, which facilitate sharing of content on social media networks.  Use of social plug-ins is optional, and the cookie(s) placed on your device by the social media network provider is subject to such social media networking provider’s privacy policy.

Analytics Cookies.  
Analytics Cookies collect information about your use of the Site, and enable us to optimize the way it functions. These cookies provide us with aggregated information on metrics such as the most frequently visited pages on the Site, help us record any difficulties you had with the Site, help us monitor how our visitors reach the Site, and show us whether advertising by us or others is effective or not. This also allows us to see the overall patterns of usage on the Site.

Third Party Cookies.
Some cookies that have been set on the Site are not placed by us.  These are known as third-party cookies and are set on your web browser by a third party for advertisement and/or analytics purposes.  We have no control over third-party cookies as such cookies can only be accessed by the third-party that originally placed them.  Please refer to instructions provided by your web browser’s developer for manually disabling third-party cookies.

Google Analytics.
We use Google Analytics to collect anonymized data about Site visitors and usage.  To opt-out of having your activity on the Site available to Google Analytics, you can download and install the Google Analytics Opt-out Browser Add-on.   

Duration of Cookies.

Session Cookies. 
Session Cookies are stored only temporarily during a browsing session, and are deleted from your device when you close the browser. These cookies are used to support the functionality of the Site and to understand your use of the Site—that is, which pages you visit, which links you use and how long you stay on each page.

Persistent Cookies. 
Persistent Cookies are not deleted when you close your browser, but are saved on your device for a fixed period of time or until you delete them. Each time you visit the Site, the server that set the cookie will recognize the persistent cookie saved on your device. We use these cookies to store your preferences, so that they are available for your next visit, to keep a more accurate account of how often you visit the Site, and the effectiveness of advertising efforts.

If you want to delete or disable cookies, please refer to instructions provided by your browser’s developer. You may not be able to take advantage of all the features of the Site, including certain personalized features, if you delete or disable cookies.
To manage your Cookie preferences, please click the following link: Cookie Preferences.

We are a not-for-profit organization and the leading globally recognized membership association for risk managers.

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