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Benchmarking
Studies

Addressing the need for evidence-based policymaking and risk management research through the provision of industry benchmarking studies.

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About Our Studies

GBI enables banks to have meaningful and productive advocacy discussions with regulators, as GBI allows banks to do in-depth data studies and look at potential modifications to revised rules and share those insights with regulators. Regulators are more likely to dismiss advocacy points that are not supported with substantial data. GBI provides banks with that data.

Benchmarking of their numbers against a broader set of firms, broadening their ability to do comparative analysis which  has been particularly helpful with cross-border comparisons. GBI study reports have been discussed broadly within participating firms including with senior management.

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Studies Completed
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Participating Financial Services Firms
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Internationally Active Banks
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G-SIBs

How GBI Works

Data Collection

Data collection and validation under GBI is seamless, efficient, and timely, allowing for greater consistency and accuracy.

Communication

As part of our commitment to working in a secure, standardized manner, financial institutions submit data and communicate directly, and only, with GBI.

Security

A secure data collection environment, with pre-agreed NDAs and confidentiality protocols, allow for multiple studies to be conducted in parallel with data anonymity. In addition, all data transmissions are secured with 256-bit encryption.

How It Works

How GBI Works

gbiDemo

Data Collection

Data collection and validation under GBI is seamless, efficient, and timely, allowing for greater consistency and accuracy.

Communication

As part of our commitment to working in a secure, standardized manner, financial institutions submit data and communicate directly, and only, with GBI.

Security

A secure data collection environment, with pre-agreed NDAs and confidentiality protocols, allow for multiple studies to be conducted in parallel with data anonymity. In addition, all data transmissions are secured with 256-bit encryption.

Featured Benchmarking Studies

Learn about some of the recent studies undertaken by GBI.

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  • Basel 3 Endgame and G-SIB NPR Response

    The objective of this study is to provide the analytical basis for an industry response to the Basel 3 Endgame implementation roadmap outlined in two Notices of Proposed Rulemaking (NPR) covering risk-based capital requirements and the G-SIB surcharge.

    Each of the 8 U.S. G-SIBs will provide various slices of their year-end 2025 exposure data for the banking book and the trading book.

    Study results will be used to benchmark the expected capital impact using industry data against the -4.8% combined impact announced by the Federal Reserve on March 19.


    Participating Institutions: 8
    Study Type: Regulatory

  • US Trading Book QIS - Basel 3 NPR Response Study

    This study analyzes the impacts of the trading book portions of the 2026 Notice of Proposed Rulemaking (NPR) for Basel III implementation in the U.S. on the U.S. G-SIBs, Category II, and Category III domestic and foreign banks.  This analysis will serve as the basis for the industry response to the NPR.


    Participating Institutions: 8
    Study Type: Regulatory

  • EU XGS Implicit Support

    Under the new Basel 3 framework, banks are not permitted to use ratings that incorporate implicit government support for their exposures to Financial Institutions (FI).
    GBI carried out a study to assess the impact of the new requirement in the EU.


    Participating Institutions: 8
    Study Type: Regulatory

  • Credit Risk Variability

    The European Banking Authority (EBA) conducts an annual benchmarking exercise that assesses the level of variability observed in risk-weighted assets (RWA) produced by banks in their credit portfolios.


    Participating Institutions: 6
    Study Type: EBA Benchmarking

Basel 3 Endgame and G-SIB NPR Response

The objective of this study is to provide the analytical basis for an industry response to the Basel 3 Endgame implementation roadmap outlined in two Notices of Proposed Rulemaking (NPR) covering risk-based capital requirements and the G-SIB surcharge.

Each of the 8 U.S. G-SIBs will provide various slices of their year-end 2025 exposure data for the banking book and the trading book.

Study results will be used to benchmark the expected capital impact using industry data against the -4.8% combined impact announced by the Federal Reserve on March 19.


Participating Institutions: 8
Study Type: Regulatory

US Trading Book QIS - Basel 3 NPR Response Study

This study analyzes the impacts of the trading book portions of the 2026 Notice of Proposed Rulemaking (NPR) for Basel III implementation in the U.S. on the U.S. G-SIBs, Category II, and Category III domestic and foreign banks.  This analysis will serve as the basis for the industry response to the NPR.


Participating Institutions: 8
Study Type: Regulatory

EU XGS Implicit Support

Under the new Basel 3 framework, banks are not permitted to use ratings that incorporate implicit government support for their exposures to Financial Institutions (FI).
GBI carried out a study to assess the impact of the new requirement in the EU.


Participating Institutions: 8
Study Type: Regulatory

Credit Risk Variability

The European Banking Authority (EBA) conducts an annual benchmarking exercise that assesses the level of variability observed in risk-weighted assets (RWA) produced by banks in their credit portfolios.


Participating Institutions: 6
Study Type: EBA Benchmarking

Find Out More

If you would like more information about GBI Studies, please use the contact form below. We look forward to hearing from you.