Meet a Certified FRM: Daniel Au
MeetAnFRM_DanielAu_Full
Name: Daniel Au
City: Hong Kong
Current Job: Vice President, Compliance and Operational Risk
"The FRM has given me the essential risk knowledge to excel and differentiate myself."
When did you sit for the FRM Exam? I sat for the FRM Exam and passed in 2001.
How much experience in managing risk did you have before you sat for the FRM Exam? I had about two years experience working as a Market Risk Management analyst at Credit Suisse in London.
What motivated you to sit for the FRM Exam? I wanted to extend my technical knowledge and perspective in risk. At the time, I primarily specialized in market risk and wanted to both deepen my knowledge of market risk as well as broaden my knowledge to include a holistic understanding of risk across other disciplines. I also felt the FRM would open up exciting and challenging new career opportunities for me in any area of risk, since I anticipated that the risk profession would grow significantly worldwide, especially in Asia Pacific. The FRM was the only internationally recognized professional risk qualification in the world, so it was the perfect fit.
What was the biggest challenge in preparing for the FRM Exam? My biggest challenge was that other areas of risk (e.g. credit risk, operational risk, the Basel Accords etc.) were completely new to me. And compared to nowadays, in 2001 there was not a wide range of high-quality study materials available to help prepare for the FRM Exam. To get ready for the test, I spent quality time reading and understanding all of the reference materials (not just once, but sometimes several times). I also practiced with the available past Exam questions.
English isn't your native tongue. How did you overcome this challenge and succeed on the FRM Exam? One doesn't need to be a native English speaker to understand and pass the FRM Exam. Power reading, spotting the key facts and information, and both analytical and quantitative techniques are more essential to success on the FRM Exam.
How has the FRM has made a difference in your career and professional development? Becoming a Certified FRM enhanced my technical knowledge, understanding, and awareness of all aspects of risk management. It led to my success in subsequent jobs and careers, both in performing my job and when interacting with colleagues.
What skills and insights would a Certified FRM likely have over a job applicant who doesn't hold the designation? A Certified FRM will have attained a high standard of holistic risk management knowledge, as proven by passing the FRM Exam and satisfying the work experience requirement. In addition, he or she will have also demonstrated significant initiative and self-motivation.
What would be your advice to candidates considering sitting for the FRM Exam? Don't just study exam-oriented study manuals from third party exam preparation vendors -- these are useful but tend to be abridged and summarized and may not cover the full FRM syllabus. Besides, one deprives oneself of really learning from the syllabus by only studying in that format. I strongly recommend candidates study ALL of the referenced materials in the FRM syllabus in depth, and understand them all for the benefits they will subsequently provide in your day-to-day careers.
How would you describe your current job? I analyze unstructured scenarios and issues across various jurisdictions. I interact with risk professionals across all disciplines to become aware of risk issues from their perspectives. At the end of the day, I need to come up with practical, compliant solutions at the highest standard of risk management. Being an FRM gives me a global perspective on the overall regulatory environment, which helps me to understand and analyze the differences between jurisdictions.
Regulation and compliance are among the faster-growing areas of financial services. How does the FRM certification help candidates with this? The FRM certification equips candidates with an essential foundation in risk knowledge, concepts, mindset and attitude to accompany them through their professional career in a changing regulatory compliance environment.
Where do you see your career progressing, and what role do you think the FRM will play in your future? I see myself as continuing to specialize in the regulatory compliance risk management arena and to progress up the management hierarchy. The FRM has given me the essential risk knowledge and the correct risk attitude to excel and differentiate myself in this area.
How does it feel when you meet another FRM? It feels great when I meet another FRM at work, at conferences, or in other professional settings. The FRM designation seems to create a special kind of connection between Certified FRM practitioners. We always have so much to talk about and share - whether about the FRM Exam experience, industry best practices, or our career aspirations.
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